FRIDAY, SEPTEMBER 16, 2022
Texas drivers convicted of serious traffic offenses such as driving while intoxicated and having numerous moving violations may receive a request to file proof of financial responsibility. This paperwork, often referred to as SR-22 insurance, is not an insurance policy. It’s a form required by the Department of Motor Vehicles (DMV) that proves you carry the minimum amount of auto liability insurance coverage required in Texas.
Navigating SR-22 requirements can be daunting. Contact Lone Star Insurance Group in Lubbock, Texas, today to get help filing SR-22 and get a quote for auto liability insurance coverage. 
Who Needs to File SR-22?
Not every Texas driver must file SR-22. If your driving privileges are suspended after a crash, a civil judgment has been filed against you or you’ve received at least two convictions for not having motor vehicle liability insurance, you must file SR-22 with the Texas DMV. You may need to file SR-22 for two years before the mandate is lifted.
How Do You Know If You Need to File SR-22?
If a Texas judge or the DMV requires you to file SR-22, you’ll receive written notice. Contact your agent right away if you are required to file SR-22. If your liability coverage meets the state’s requirements, your insurer will send the form directly to the Texas DMV on your behalf upon request.
What Is Non-Owner SR-22?
If you must file SR-22 in Texas, but you don’t have a vehicle registered in your name, your agent may recommend that you purchase a non-owner auto liability policy that meets the state’s minimum liability requirements.
If you plan to drive someone else’s vehicle during the time you must file SR-22, be aware that your insurance covers only third-party property damage and bodily injuries if you cause an accident. The vehicle owner must have a separate auto insurance policy with comprehensive and collision coverage if they want to make a claim.
How Much Does SR-22 Cost?
If you must file SR-22, your insurer will determine how much you pay for liability insurance premiums. There may also be a fee to file the paperwork.
Your agent can help you get the lowest possible premiums with a reputable insurer while meeting Texas minimum auto liability requirements.
Contact Us for Help Filing SR-22
If you must file SR-22, contact Lone Star Insurance Group right away. We can help ensure you have adequate auto insurance coverage and help you file the appropriate paperwork.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
No Comments
Post a Comment |
|
Required
|
|
Required (Not Displayed)
|
|
Required
|
All comments are moderated and stripped of HTML.
|
|
|
|
|
|
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
in your state. By using this blog site you understand that there is no broker client relationship between
you and the blog and website publisher.
|
Blog Archive
|
|